Banking partners
You are a student (bac +1 to +5)
You participate in a continuous training program (diploma, certification, short training...).
Higher education programs
These offers are valid for the academic year 2025-2026
Jean Jaurès Agency
4 rue Marie Madeleine Fourcade
69007 Lyon
Interest rate excluding insurance: 0,99%
- Up to €5,000, interest rate excluding insurance: 0,90% (offer valid until October 31 2025 for this rate)
*Subject to the study of your file by one of our advisors
Borrowing without a guarantor
- Loan without guarantee possible for a limited amount and according to eligibility criteria defined by the bank. For more information, please contact your banking partner
Borrowing with a guarantor
- Maximum amount 75 000€. Solvency study of the French guarantor and resident in France
Document to download
Flyer
Advantages
- €80 bonus for any online account opening (please choose the campus branch) + special rates for students
- Free Visa Premier card for 4 years
- LCL City Explorer allows students to benefit from an exemption from LCL fees on card transactions (payments and ATM withdrawals) made in foreign currencies (outside the euro zone). €2/month for under 30s (offer can be activated and deactivated on the LCL application). Possibility of setting up a €1,000 cash advance at 0% for 12 months
- Authorized overdraft at no cost with a limit of €300.
- Free LCL My Accounts application. Paylib between friends and Apple Pay.
- Driving licence loan of €1/day for cars and motorbikes. MRH home insurance: €1 for the first year
International students
- A guarantor not subject to a residence permit and resident in France for tax purposes is required + study of the guarantor's solvency
Online appointment booking available from the application or the LCL.FR.fr website. Possibility to open an account and a student loan 100% online and remotely in less than 10 minutes
We would like to inform you that Early Makers Group has established a partnership with LCL in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.
Credit terms, including interest rates, fees and repayment terms, are determined exclusively by LCL. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified LCL contacts for any clarification or additional information.
Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and LCL.
contact-cic-emlyon@cic.fr
Lyon République Agency
8 rue de la République 69001 Lyon
Lyon Bellecour Agency
25 place Bellecour 69002 Lyon
Lyon Jean Macé Agency
1 place Jean Macé 69007 Lyon
Lyon Agency Gerland
32 Rue Jacques Monod 69007 Lyon
0% FIXED APR Student Loan up to €50,000(1)
(1) LOAN OFFER SUBJECT TO CONDITIONS, up to €50,000 and valid until December 31, 2025. Reserved for a first-time loan intended to finance studies, for individuals aged 18–27 who hold a CIC bundled service offer, are enrolled in a French higher education program, and meet the income eligibility criteria. Subject to application review and approval.
Funds will be disbursed after the legal 14-day withdrawal period from the date of contract signing and the standard legal fund disbursement period. See full terms and conditions at your local CIC branch or at www.cic.fr.
Not eligible for the 0% student loan?
You may still benefit from a preferential rate thanks to your school's partnership with CIC(2).
Interest rate excluding insurance: 1,70% (rate valid until December 31, 2025)
Borrowing without a guarantor
- Loan without guarantee possible for a limited amount and according to eligibility criteria defined by the bank. For more information, please contact your banking partner
Borrowing with a guarantor
- Maximum amount 80 000€. Guarantor natural person resident in France for tax purposes
(2) Subject to review and approval of your application by your CIC branch. Funds will be disbursed after the legal 14-day withdrawal period and the standard legal fund disbursement period. Offer valid until December 31, 2025.
Documents to download
Advantages
- €80 paid into the account
- 1 year of personal contract offered
- 2 months free car and home insurance
- 2 months of free telephone packages
International students
- We invite you to contact the referent at the bank agency to find out how to apply for a loan
We would like to inform you that Early Makers Group has established a partnership with CIC in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.
Credit terms, including interest rates, fees and repayment terms, are determined exclusively by CIC. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified CIC contacts for any clarification or additional information.
Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and CIC.
Lyon Gerland Agency
Debhora BARROT
Place Jean Macé
69007 Lyon
Lyon Part Dieu Agency
Jérémy LEVACHER
150 rue du Docteur Bouchut
69003 Lyon
Interest rate excluding insurance: 0.99% until October 15, 2025
Borrowing without a guarantor
- Eligibility: this loan is dedicated to adult students who are recipients of scholarships from the French State and from the Conférence des Grandes Écoles.
- Financial conditions: loan at 0.99% up to €20,000 over a maximum period of 96 months (including deferment). Rate valid until October 15, 2025.
Learn more
Borrowing with a guarantor
- Maximum amount 75 000€. For further information, please contact the agency
- Flyer BNP - Campus Lyon
Advantages
- €80 free for every first account opening
- Free "Esprit Libre" formula for the duration of your studies
- Free withdrawals abroad from our partners in over 50 countries
- Home insurance offer for students
Support documents
International students
- We invite you to contact the referent at the bank agency to find out how to apply for a loan
We would like to inform you that Early Makers Group has established a partnership with BNP Paribas in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.
Credit terms, including interest rates, fees and repayment terms, are determined exclusively by BNP Paribas. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified BNP Paribas contacts for any clarification or additional information.
Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and BNP Paribas.
Jean-Macé Agency
7, Place Jean-Macé
69007 Lyon
+33 4 72 80 58 00
Interest rate excluding insurance : for any simulation, please contact the agency
Borrowing with a guarantor
- Maximum amount 120 000€
Solvency - french tax-resident guarantor. For further information, please contact the agency.
Advantages
- 80€ at the opening
- Debit card at €1 during 4 years
- International option at €2/month
International students
We invite you to contact the referent at the bank agency to find out how to apply for a loan
We would like to inform you that Early Makers Group has established a partnership with Société Générale in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.
Credit terms, including interest rates, fees and repayment terms, are determined exclusively by Société Générale. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified Société Générale contacts for any clarification or additional information.
Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and Société Générale.
23 boulevard Diderot
75012 Paris
Interest rate excluding insurance: 0.99% until October 15, 2025
Borrowing without a guarantor
- Eligibility: This loan is dedicated to adult students who are recipients of scholarships from the French State and from the Conférence des Grandes Écoles.
- Financial conditions: Loan at 0.99% up to €20,000 over a maximum period of 96 months (including deferment). Rate valid until October 15, 2025.
Learn more
Borrowing with a guarantor
- Maximum amount 75 000€. Proof of student status (school card). For further information, please contact the agency
Documents to download
Advantages
- €80 free at opening
- Free banking services during your studies
Support documents
International students
- A guarantor not subject to a residence permit and resident in France for tax purposes is required
We would like to inform you that Early Makers Group has established a partnership with BNP Paribas in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.
Credit terms, including interest rates, fees and repayment terms, are determined exclusively by BNP Paribas. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified BNP Paribas contacts for any clarification or additional information.
Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and BNP Paribas.
6 rue de Lyon
75012 Paris
Interest rate excluding insurance : for any simulation, please contact the agency
Borrowing with a guarantor
- Maximum amount 120 000€
Solvency - french tax-resident guarantor. For further information, please contact the agency.
Advantages
- 80€ at the opening
- Debit card at €1 during 4 years
- International option at €2/month
International students
We invite you to contact the referent at the bank agency to find out how to apply for a loan
We would like to inform you that Early Makers Group has established a partnership with Société Générale in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.
Credit terms, including interest rates, fees and repayment terms, are determined exclusively by Société Générale. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified Société Générale contacts for any clarification or additional information.
Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and Société Générale.
Executive education programs
These offers are valid for the academic year 2025-2026
Jean Jaurès Agency
4 rue Marie Madeleine Fourcade
69007 Lyon
Interest rates excluding insurance :
- 1.49% for the International MBA, Executive MBA, Executive MBA online, Executive Master Management Général et Executive Master Management Général online
- 1.99% for other courses
NB: these offers are likely to change over time
Borrowing with and without a guarantor
- The file will be submitted to the bank for approval and a deposit may be required depending on the file.
International students
- A guarantor not subject to a residence permit and residing in France for tax purposes is required + study of the guarantor's solvency
Online appointment link
Online appointment booking available from the application or the LCL.FR.fr website. Possibility to open an account and request a student loan 100% online and remotely
We would like to inform you that emlyon executive education has established a partnership with LCL in order to offer you advantageous financing solutions.
However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Emlyon executive education cannot be considered as a banking intermediary. Credit terms, including interest rates, fees and repayment terms, are determined exclusively by LCL.
We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified LCL contacts for any clarification or additional information. Emlyon executive education declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization, and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and LCL.
contact-cic-emlyon@cic.fr
Lyon République Agency
8 rue de la République 69001 Lyon
Lyon Bellecour Agency
25 place Bellecour 69002 Lyon
Lyon Jean Macé Agency
1 place Jean Macé 69007 Lyon
Lyon Gerland Agency
32 Rue Jacques Monod 69007 Lyon
Interest rate excluding insurance: 1,70% (rate valid until December 31, 2025)
Borrowing with and without a guarantor
- The file will be submitted to the bank for approval and a deposit may be required.
Incentives
- €80 paid into the account
- 1 year of personal contract offered
- 2 months free car and home insurance
- 2 months of free telephone packages
International students
- Please,contact the referent of the bank branch to know the conditions for a loan subscription.
We would like to inform you that emlyon executive education has established a partnership with CIC in order to offer you advantageous financing solutions.
However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Emlyon executive education cannot be considered as a banking intermediary. Credit terms, including interest rates, fees and repayment terms, are determined exclusively by CIC.
We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified CIC contacts for any clarification or additional information. Emlyon executive education declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization, and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and CIC.
Lyon Gerland Agency
Debhora BARROT
Place Jean Macé 69007 Lyon
Lyon Part Dieu Agency
Jérémy LEVACHER
150 rue du Docteur Bouchut 69003 Lyon
Finance your Executive MBA program for €431,94 per month*
Finance your Executive Master Management for €334,88 per month*
*Offer valid until October 15, 2025
Borrowing with and without a guarantor
- The application will be submitted to the bank for approval and a deposit may be required depending on the application. Acertificate indicating the completion of a training course at emlyon will be requested as proof.
"Esprit Libre" Incentives
- 2 years free on "Esprit Libre" essentials
- 80€ paid into your bank account when you subscribe to "Esprit Libre"
International students
- We invite you to contact the referent of the bank branch to know the modalities of loan subscription.
Support documents :
Discover all the advantages of the partnership with emlyon
We would like to inform you that emlyon executive education has established a partnership with BNP Paribas in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank.
Emlyon executive education cannot be considered as a banking intermediary. Credit terms, including interest rates, fees and repayment terms, are determined exclusively by BNP Paribas. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified BNP Paribas contacts for any clarification or additional information.
Emlyon executive education declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization, and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and BNP Paribas.
Jean-Macé Agency
7, Place Jean-Macé
69007 Lyon
+33 4 72 80 58 00
Interest rate excluding insurance : for any simulation, please contact the agency
Borrowing with and without a guarantor
- The application will be submitted to the bank for approval and a deposit may be required depending on the application. A certificate of admission to a degree delivering program will be requested.
Incentives
- Please contact your bank branch representative to find out about the incentives granted.
International students
- Please contact the referent of the bank branch to know what are the conditions for a loan subscription.
We would like to inform you that emlyon executive education has established a partnership with Société Générale in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank.
Emlyon executive education cannot be considered as a banking intermediary. Credit terms, including interest rates, fees and repayment terms, are determined exclusively by Société Générale. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified Société Générale contacts for any clarification or additional information.
Emlyon executive education declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization, and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and Société Générale.
6 rue de Lyon
75012 Paris
Interest rate excluding insurance : for any simulation, please contact the agency
Borrowing with and without a guarantor
- The application will be submitted to the bank for approval and a deposit may be required depending on the application. A certificate of admission to a degree delivering program will be requested.
Incentives
- Please contact your bank branch representative to find out about the incentives granted.
International students
- Please contact the referent of the bank branch to know what are the conditions for a loan subscription.
We would like to inform you that emlyon executive education has established a partnership with Société Générale in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank.
Emlyon executive education cannot be considered as a banking intermediary. Credit terms, including interest rates, fees and repayment terms, are determined exclusively by Société Générale. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified Société Générale contacts for any clarification or additional information.
Emlyon executive education declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization, and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and Société Générale.
bruno.sessi@bnpparibas.com
23 boulevard Diderot
75012 Paris
Finance your Executive MBA program for €431,94 per month*
Finance your Executive Master Management for €334,88 per month*
*Offer valid until October 15, 2025
Borrowing with and without a guarantor
- The application will be submitted to the bank for approval and a deposit may be required depending on the application.
- A certificate indicating the completion of a training course at emlyon business school will be requested as proof.
"Esprit Libre" Incentives
- 2 years free on "Esprit Libre" essentials
- 80€ paid into your bank account when you subscribe to "Esprit Libre"
International students
- Please contact the referent of the bank branch to know the conditions for a loan subscription.
Support documents:
Discover all the advantages of the partnership with emlyon
We would like to inform you that emlyon executive education has established a partnership with BNP Paribas in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank.
Emlyon executive education cannot be considered as a banking intermediary. Credit terms, including interest rates, fees and repayment terms, are determined exclusively by BNP Paribas. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified BNP Paribas contacts for any clarification or additional information.
Emlyon executive education declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization, and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and BNP Paribas.