Higher education programs: our banking partners

Interest rate excluding insurance: 1,49%

• Up to €5,000, interest rate excluding insurance: 0% (offer valid until January 31 2025 for this rate)

*Subject to the study of your file by one of our advisors

Borrowing without a guarantor

• Loan without guarantee possible for a limited amount and according to eligibility criteria defined by the bank. For more information, please contact your banking partner

Borrowing with a guarantor

• Maximum amount 75 000€. Solvency study of the French guarantor and resident in France

Document to download

• LCL Flyer - Lyon Campus

Advantages

• €80 bonus for any online account opening (please choose the campus branch) + special rates for students
• Free Visa Premier card for 4 years
• LCL City Explorer allows students to benefit from an exemption from LCL fees on card transactions (payments and ATM withdrawals) made in foreign currencies (outside the euro zone). €2/month for under 30s (offer can be activated and deactivated on the LCL application). Possibility of setting up a €1,000 cash advance at 0% for 12 months
• Authorized overdraft at no cost with a limit of €300.
• Free LCL My Accounts application. Paylib between friends and Apple Pay.
• Driving licence loan of €1/day for cars and motorbikes. MRH home insurance: €1 for the first year

International students

• A guarantor not subject to a residence permit and resident in France for tax purposes is required + study of the guarantor's solvency

Online appointment booking available from the application or the LCL.FR.fr website. Possibility to open an account and a student loan 100% online and remotely in less than 10 minutes

More information

We would like to inform you that Early Makers Group has established a partnership with LCL in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.

Credit terms, including interest rates, fees and repayment terms, are determined exclusively by LCL. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified LCL contacts for any clarification or additional information.

Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and LCL.

Interest rate excluding insurance: 1.49% until November 30, 2024

Borrowing without a guarantor

• Eligibility: this loan is dedicated to adult students who are recipients of scholarships from the French State and from the Conférence des Grandes Écoles.
• Financial conditions: loan at 1.99% up to €20,000 over a maximum period of 96 months (including deferment). Rate valid until 31 December 2024.
  Learn more

Borrowing with a guarantor

• Maximum amount 75 000€. For further information, please contact the agency
• Flyer BNP - Campus Lyon

Advantages

• €80 free for every first account opening
• Free "Esprit Libre" formula for the duration of your studies
• Free withdrawals abroad from our partners in over 50 countries
• Home insurance offer for students

Support documents

• BNP Documents to be provided for a loan study
• BNP Receipts
• BNP Attestation Hebergement

International students

• We invite you to contact the referent at the bank agency to find out how to apply for a loan

We would like to inform you that Early Makers Group has established a partnership with BNP Paribas in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.

Credit terms, including interest rates, fees and repayment terms, are determined exclusively by BNP Paribas. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified BNP Paribas contacts for any clarification or additional information.

Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and BNP Paribas.

Interest rate excluding insurance : for any simulation, please contact the agency

Borrowing with a guarantor

• Maximum amount 120 000€
  Solvency - french tax-resident guarantor. For further information, please contact the agency.

Advantages

• 80€ at the opening
• Debit card at €1 during 4 years
• International option at €2/month

International students

• We invite you to contact the referent at the bank agency to find out how to apply for a loan

We would like to inform you that Early Makers Group has established a partnership with Société Générale in order to offer you advantageous financing solutions. However, please note that its role is limited to facilitating access to these financing options, and we assume no direct or indirect liability related to the financial services provided by this bank. Early Makers Group cannot be considered as a banking intermediary.

Credit terms, including interest rates, fees and repayment terms, are determined exclusively by Société Générale. We strongly encourage you to carefully examine the terms of the proposed credit and to directly consult the identified Société Générale contacts for any clarification or additional information.

Early Makers Group declines all responsibility for any loss, damage or inconvenience resulting from taking out a loan with a bank financing organization and cannot be held responsible for participants' individual financial decisions. By taking out a loan as part of this partnership, participants acknowledge and accept that our training organization is not a party to the contractual relationship between them and Société Générale.